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The closing on your home is the final step in the process of buying your house.

It refers to the day you “close” the deal on a piece of real estate and on the mortgage necessary to make that purchase. It is the final transfer of money and keys, because when you walk out of the agent’s office, you own a new home.

This is an exciting time during which a great deal of legal and financial information will be discussed.

Most closings are actually two closings. You will be closing on the purchase of the real estate, as well as closing on the mortgage loan you are taking in order to purchase that real estate. There will be a multitude of paperwork during this process. Some documents are common to most closings, while some documents may be unique to your situation.